Priority areas for the development of modern financial technologies in the global economy
https://doi.org/10.24182/2073-9885-2022-15-2-27-30
Abstract
The process of globalization of the world economy has significantly changed the trends in the development of the financial market in general and commercial banks in particular, giving them an innovative direction. In a market economy, in order to increase competitiveness, obtain a larger market share and develop effectively, banks must not only expand their operational capabilities, but also be actively innovative.
In this regard, the criteria for innovative development and competitive potential in the national context are important elements for studying and identifying their features with the real economy and the banking environment.
The subject of research in the article is innovative financial products developed in the banking sector. The research results consist in identifying directions for the development of financial technologies in the world and the Russian Federation.
The research materials are of scientific and practical interest from the standpoint of predicting trends in the further development of the world economy in the paradigm of the transformation of financial markets and are intended for the academic and business community.
About the Author
M. A. Luntovskaya
Financial University under the Government of the Russian Federation
Russian Federation
Russian Federation
Masterstudent
Moscow, Russia
References
1. Bubnova I.Y. New banking products and services: creation and implementation in a credit institution. Young scientist. 2021. № 67-2. P. 1–5 .
2. Galyuta O.N. Banking innovations: advantage or threat. Science, technology and education. 2020. № 2. P. 14–19.
3. Gultyaev V. Y. Types of modern electronic banking innovations. Young scientist. 2021. № 12 (92). P. 405–407.
4. Ermolenko O.M. Development of the banking sector based on modern service technologies. Scientific Bulletin of the Southern Institute of Management. 2019. № 1. P. 19–27.
5. Lukhmanova G.K Innovative products and services in banks. Young scientist. 2020. № 11 (145). P. 234–238.
6. Mendelyan A. S. Electronic innovations in the banking business: financial security. Young scientist. 2020. № 11 (58). P. 393–406.
7. Nazarenko G.V. Banking innovations as a result of innovative banking activities in a competitive environment. 2019. № 5. P. 59–64.
8. Redkovich A. V. Information technologies in the promotion of banking products. Young scientist. 2020. № 9 (299). P. 60–78.
9. Official website of the Global Innovation Index. – URL: https://www.globalinnovationindex.org/gii-2021-report (date of access: 03.10.2022) – Text: electronic.
10. «Indicators of innovative activity: 2020»; HSE statistical collection. – URL: https://www.hse.ru/primarydata/ii2020 (date of access: 03.11.2022) – Text: electronic.
Review
For citations:
Luntovskaya M.A. Priority areas for the development of modern financial technologies in the global economy. Entrepreneur’s Guide. 2022;15(2):27-30. (In Russ.) https://doi.org/10.24182/2073-9885-2022-15-2-27-30
Views:
315
Email this article 