The development of mobileand Internet-based payment services as factors offinancial accessibility improvement
Abstract
The article describes the options of mobile technology in financial services which reduce operating costs, risks, expand coverage and use of microfinance institutions (MFIs) products. Mobile operators offer mobile banking services that allow MFIs to build a technological platform for the transfer offunds. One of the pilot projects in this area is M-Pesa in Kenya.
About the Authors
S. V. Kryvoruchko
Financial university under the Government of the Russian Federation; Institute of Financial and Economic Research
Russian Federation
Russian Federation
Tung Tchan Son
Finance university under the Government of Russian Federation
Russian Federation
Russian Federation
References
1. Криворучко С.В., Родионов А.А. Мобильные платежи как стратегическое направление развития розничных платежей // Расчеты и операционная работа в коммерческом банке. - 2009. - № 5. - С. 66-78 с.
2. Ханух Мишель и Ротман Сара. Микрофинансировнаие и мобильный банкинг: стирание границ. - CGAP. - № 88. Август 2013 года/ - http:/ /www.cgap.org/sites/default/files/Focus-Note-Microfinance-and-Mobile-Banking-Aug-2013-Russian.pdf.
Review
For citations:
Kryvoruchko S.V., Tung Tchan Son The development of mobileand Internet-based payment services as factors offinancial accessibility improvement. Entrepreneur’s Guide. 2016;(30):77-85. (In Russ.)
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