Models of pawnshop business in the world practice
Abstract
In the article are presented the development and regulation problems of pawnshop activity in the crisis conditions. It includes brief description of different pawnshop business models by regions and by countries. Today pawnshops are interested by those people who are not able to receive credit in the bank that makes them popular all over the world.
About the Author
S. V. Kryvoruchko
FGOBU VPO «Financial university under the Government of the Russian Federation»; Institute of Financial and Economic Research
Russian Federation
Russian Federation
References
1. ADB-OECD study on enhancing financial accessibility for SMEs: Lessons from recent crises. Mandaluyong City, Philippines: Asian Development Bank, 2013. http://www.oecd.org/cfe/smes/adb-oecd-study-enhancing-financial-accessibility-smes.pdf.
2. Responsible Lending Code http://www.consumeraffairs.govt.nz/pdf-library/legislation-policy-pdfs/responsible-lending-code.pdf.
3. Responsible Lending Code. Discussion Document - July 2014 http:// www.consumeraffairs.govt.nz/legislation-policy/documents/responsible-lending-code-discussion-document.pdf.
4. Regulatory Guide 209: Credit licensing: Responsible lending conduct http://download.asic.gov.au/media/2243019/rg209-published-5-november-2014.pdf.
Review
For citations:
Kryvoruchko S.V. Models of pawnshop business in the world practice. Entrepreneur’s Guide. 2016;(29):170-175. (In Russ.)
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