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<article article-type="research-article" dtd-version="1.3" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xml:lang="ru"><front><journal-meta><journal-id journal-id-type="publisher-id">business</journal-id><journal-title-group><journal-title xml:lang="ru">Путеводитель предпринимателя</journal-title><trans-title-group xml:lang="en"><trans-title>Entrepreneur’s Guide</trans-title></trans-title-group></journal-title-group><issn pub-type="ppub">2073-9885</issn><issn pub-type="epub">2687-136X</issn><publisher><publisher-name>JSC “Publishing Agency “Science and Education”</publisher-name></publisher></journal-meta><article-meta><article-id custom-type="elpub" pub-id-type="custom">business-942</article-id><article-categories><subj-group subj-group-type="heading"><subject>Research Article</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="ru"><subject>Статьи</subject></subj-group></article-categories><title-group><article-title>Развитие практики стресс-тестирования для подтверждения платежеспособности кредитных организаций в рамках задач рефинансирования</article-title><trans-title-group xml:lang="en"><trans-title>Development of practice of stress testing for confirmation of solvency of the credit organizations within tasks refinancing</trans-title></trans-title-group></title-group><contrib-group><contrib contrib-type="author" corresp="yes"><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Яхъяев</surname><given-names>М. А.</given-names></name></name-alternatives><email xlink:type="simple">noemail@neicon.ru</email><xref ref-type="aff" rid="aff-1"/></contrib><contrib contrib-type="author" corresp="yes"><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Канылин</surname><given-names>В. А.</given-names></name></name-alternatives><email xlink:type="simple">noemail@neicon.ru</email><xref ref-type="aff" rid="aff-1"/></contrib></contrib-group><aff xml:lang="ru" id="aff-1"><institution>Российская академия предпринимательства</institution><country>Russian Federation</country></aff><pub-date pub-type="collection"><year>2013</year></pub-date><pub-date pub-type="epub"><day>29</day><month>01</month><year>2020</year></pub-date><volume>0</volume><issue>20</issue><fpage>340</fpage><lpage>349</lpage><permissions><copyright-statement>Copyright &amp;#x00A9; Яхъяев М.А., Канылин В.А., 2020</copyright-statement><copyright-year>2020</copyright-year><copyright-holder xml:lang="ru">Яхъяев М.А., Канылин В.А.</copyright-holder><copyright-holder xml:lang="en">Яхъяев М.А., Канылин В.А.</copyright-holder><license xml:lang="ru" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>Данная работа распространяется под лицензией Creative Commons Attribution 4.0.</license-p></license><license xml:lang="en" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>This work is licensed under a Creative Commons Attribution 4.0 License.</license-p></license></permissions><self-uri xlink:href="https://www.pp-mag.ru/jour/article/view/942">https://www.pp-mag.ru/jour/article/view/942</self-uri><abstract><p>Научная статья посвящена развитию практики стресс-тестирования для подтверждения платежеспособности кредитных организаций в рамках задач рефинансирования и методологическая ценность которого, заключается в возможности прогнозирования не только данных по конкретному банку или кредитному портфелю, но и по отдельному займу при реализации сделок рефинансирования с участием Банка России.</p></abstract><trans-abstract xml:lang="en"><p>The scientific article is devoted to development of practice of stress testingfor confirmation of solvency of the credit organizations within problems of refinancing and which methodological value, consists in possibility offorecasting not only data on concrete bank or a credit portfolio, but also on a separate loan at implementation of transactions of refinancing with participation of Bank of Russia.</p></trans-abstract><kwd-group xml:lang="ru"><kwd>стресс-тестирование</kwd><kwd>платежеспособность</kwd><kwd>кредитная организация</kwd><kwd>рефинансирования</kwd></kwd-group><kwd-group xml:lang="en"><kwd>stress testing</kwd><kwd>solvency</kwd><kwd>credit organization</kwd><kwd>refinancing</kwd></kwd-group></article-meta></front><back><ref-list><title>References</title><ref id="cit1"><label>1</label><citation-alternatives><mixed-citation xml:lang="ru">Юденков Ю.Н., Ермаков С.Л, Украинская И.Д., Бочаров М.Н. 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