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<article article-type="research-article" dtd-version="1.3" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xml:lang="ru"><front><journal-meta><journal-id journal-id-type="publisher-id">business</journal-id><journal-title-group><journal-title xml:lang="ru">Путеводитель предпринимателя</journal-title><trans-title-group xml:lang="en"><trans-title>Entrepreneur’s Guide</trans-title></trans-title-group></journal-title-group><issn pub-type="ppub">2073-9885</issn><issn pub-type="epub">2687-136X</issn><publisher><publisher-name>JSC “Publishing Agency “Science and Education”</publisher-name></publisher></journal-meta><article-meta><article-id custom-type="elpub" pub-id-type="custom">business-1213</article-id><article-categories><subj-group subj-group-type="heading"><subject>Research Article</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="ru"><subject>Статьи</subject></subj-group></article-categories><title-group><article-title>Влияние ставки рефинансирования ЕЦБ на банковское кредитование и экономический рост в Еврозоне</article-title><trans-title-group xml:lang="en"><trans-title>ECB refinancing rate influence on bank crediting and economic growth in Eurozone</trans-title></trans-title-group></title-group><contrib-group><contrib contrib-type="author" corresp="yes"><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Скуратова</surname><given-names>А. В.</given-names></name><name name-style="western" xml:lang="en"><surname>Skuratova</surname><given-names>A. V.</given-names></name></name-alternatives><email xlink:type="simple">denik_2@inbox.ru</email><xref ref-type="aff" rid="aff-1"/></contrib></contrib-group><aff-alternatives id="aff-1"><aff xml:lang="ru"><institution>Российский экономический университет им. Г. В. Плеханова</institution><country>Россия</country></aff><aff xml:lang="en"><institution>Plekhanov Russian University of Economics</institution><country>Russian Federation</country></aff></aff-alternatives><pub-date pub-type="collection"><year>2015</year></pub-date><pub-date pub-type="epub"><day>29</day><month>01</month><year>2020</year></pub-date><volume>0</volume><issue>27</issue><fpage>352</fpage><lpage>363</lpage><permissions><copyright-statement>Copyright &amp;#x00A9; Скуратова А.В., 2020</copyright-statement><copyright-year>2020</copyright-year><copyright-holder xml:lang="ru">Скуратова А.В.</copyright-holder><copyright-holder xml:lang="en">Skuratova A.V.</copyright-holder><license xml:lang="ru" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>Данная работа распространяется под лицензией Creative Commons Attribution 4.0.</license-p></license><license xml:lang="en" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>This work is licensed under a Creative Commons Attribution 4.0 License.</license-p></license></permissions><self-uri xlink:href="https://www.pp-mag.ru/jour/article/view/1213">https://www.pp-mag.ru/jour/article/view/1213</self-uri><abstract><p>В статье проанализирована зависимость между ставкой рефинансирования ЕЦБ и кредитными ставками в Еврозоне, выявлены факторы, оказывающие воздействие на эффективность проводимой ЕЦБ политики, а также определена роль денежно-кредитной политики как составной части государственной экономической политики.</p></abstract><trans-abstract xml:lang="en"><p>In the article the dependence of credit rates in Eurozone against ECB refinancing rate is analyzed, the factors that influence on ЕСВ policy effectiveness are revealed and the monetary policy role as a component part of state economic policy is determined.</p></trans-abstract><kwd-group xml:lang="ru"><kwd>денежно-кредитная политика</kwd><kwd>ценовая стабильность</kwd><kwd>ставка рефинансирования</kwd><kwd>кредитные ставки</kwd><kwd>экономический рост</kwd><kwd>ЕЦБ</kwd></kwd-group><kwd-group xml:lang="en"><kwd>monetary policy</kwd><kwd>price stability</kwd><kwd>refinancing rate</kwd><kwd>credit rates</kwd><kwd>economic growth</kwd><kwd>ECB</kwd></kwd-group></article-meta></front><back><ref-list><title>References</title><ref id="cit1"><label>1</label><citation-alternatives><mixed-citation xml:lang="ru">Assessing the retail bank interest rate pass-through in the euro area at times of financial fragmentation // ECB Monthly Bulletin, 2013, August. 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