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<article article-type="research-article" dtd-version="1.3" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xml:lang="ru"><front><journal-meta><journal-id journal-id-type="publisher-id">business</journal-id><journal-title-group><journal-title xml:lang="ru">Путеводитель предпринимателя</journal-title><trans-title-group xml:lang="en"><trans-title>Entrepreneur’s Guide</trans-title></trans-title-group></journal-title-group><issn pub-type="ppub">2073-9885</issn><issn pub-type="epub">2687-136X</issn><publisher><publisher-name>JSC “Publishing Agency “Science and Education”</publisher-name></publisher></journal-meta><article-meta><article-id custom-type="elpub" pub-id-type="custom">business-1170</article-id><article-categories><subj-group subj-group-type="heading"><subject>Research Article</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="ru"><subject>Статьи</subject></subj-group></article-categories><title-group><article-title>Проблемы доступа к финансовым ресурсам малого и среднего предпринимательства в современных условиях (на примере города Нижний Новгород)</article-title><trans-title-group xml:lang="en"><trans-title>Problems of getting financial resources small and middle entrepreneurship in modern conditions on the example of the city Nizhny Novgorod</trans-title></trans-title-group></title-group><contrib-group><contrib contrib-type="author" corresp="yes"><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Цикулев</surname><given-names>А. Д.</given-names></name><name name-style="western" xml:lang="en"><surname>Tsikulev</surname><given-names>A. D.</given-names></name></name-alternatives><email xlink:type="simple">tsikulev-alexandr@yandex.ru</email><xref ref-type="aff" rid="aff-1"/></contrib></contrib-group><aff-alternatives id="aff-1"><aff xml:lang="ru"><institution>Нижегородский институт менеджмента и бизнеса</institution><country>Россия</country></aff><aff xml:lang="en"><institution>Nizhny Novgorod Institute of Management and Business</institution><country>Russian Federation</country></aff></aff-alternatives><pub-date pub-type="collection"><year>2015</year></pub-date><pub-date pub-type="epub"><day>29</day><month>01</month><year>2020</year></pub-date><volume>0</volume><issue>26</issue><fpage>280</fpage><lpage>287</lpage><permissions><copyright-statement>Copyright &amp;#x00A9; Цикулев А.Д., 2020</copyright-statement><copyright-year>2020</copyright-year><copyright-holder xml:lang="ru">Цикулев А.Д.</copyright-holder><copyright-holder xml:lang="en">Tsikulev A.D.</copyright-holder><license xml:lang="ru" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>Данная работа распространяется под лицензией Creative Commons Attribution 4.0.</license-p></license><license xml:lang="en" license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>This work is licensed under a Creative Commons Attribution 4.0 License.</license-p></license></permissions><self-uri xlink:href="https://www.pp-mag.ru/jour/article/view/1170">https://www.pp-mag.ru/jour/article/view/1170</self-uri><abstract><p>В статье представлен анализ проблем доступа к финансовым ресурсам малого и среднего предпринимательства в современных условиях на примере города Нижний Новгород.</p></abstract><trans-abstract xml:lang="en"><p>In article the analisis of problems of getting financial resources small and middle entrepreneurship in modern conditions on the example of the city Nizhny Novgorod is presented.</p></trans-abstract><kwd-group xml:lang="ru"><kwd>малое предпринимательство</kwd><kwd>среднее предпринимательство</kwd><kwd>доступ к финансированию</kwd><kwd>региональная экономика</kwd><kwd>бизнес</kwd><kwd>кредитование</kwd></kwd-group><kwd-group xml:lang="en"><kwd>small entrepreneurship</kwd><kwd>middle entrepreneurship</kwd><kwd>getting credit</kwd><kwd>regional economy</kwd><kwd>business</kwd><kwd>crediting</kwd></kwd-group></article-meta></front><back><ref-list><title>References</title><ref id="cit1"><label>1</label><citation-alternatives><mixed-citation xml:lang="ru">Егоршин А.П. 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